{"id":23283,"date":"2024-07-22T10:44:58","date_gmt":"2024-07-22T15:44:58","guid":{"rendered":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/?p=23283"},"modified":"2025-03-18T19:09:21","modified_gmt":"2025-03-19T00:09:21","slug":"4-steps-to-protecting-a-child-with-disabilities","status":"publish","type":"post","link":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wealth-management-planning\/4-steps-to-protecting-a-child-with-disabilities\/","title":{"rendered":"4 Steps to Protecting a Child with Disabilities"},"content":{"rendered":"\n<p>Raising a child is expensive and can cost about a quarter of a million dollars, excluding college. For a child with special needs, that cost can more than double. If you\u2019re the parent of a child with special needs, it\u2019s vital to ensure your child will continue to be provided for after you\u2019re gone. It can be difficult to contemplate, but with patience, love, and perseverance, a long-term strategy may be attainable.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading23283_afb44b-20, .wp-block-kadence-advancedheading.kt-adv-heading23283_afb44b-20[data-kb-block=\"kb-adv-heading23283_afb44b-20\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading23283_afb44b-20 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading23283_afb44b-20[data-kb-block=\"kb-adv-heading23283_afb44b-20\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading23283_afb44b-20 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading23283_afb44b-20[data-kb-block=\"kb-adv-heading23283_afb44b-20\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading23283_afb44b-20 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading23283_afb44b-20\">Envisioning a Life After You<\/h2>\n\n\n\n<p>Just as every child with special needs is unique, so too are the challenges families face when preparing for the long term. Think about the potential needs of your child. Will they require daily custodial care? Ongoing medical treatments? Will your child live alone or in a group home? Can family members assume some of the care? Answers to these and other questions can help form the vision of what may need to be done to plan for your child\u2019s care.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading23283_19d0df-01, .wp-block-kadence-advancedheading.kt-adv-heading23283_19d0df-01[data-kb-block=\"kb-adv-heading23283_19d0df-01\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading23283_19d0df-01 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading23283_19d0df-01[data-kb-block=\"kb-adv-heading23283_19d0df-01\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading23283_19d0df-01 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading23283_19d0df-01[data-kb-block=\"kb-adv-heading23283_19d0df-01\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading23283_19d0df-01 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading23283_19d0df-01\">Preparing Your Estate<\/h2>\n\n\n\n<p>Without proper preparation, your child\u2019s lifetime needs can quickly outstrip your funds. One resource is government benefits, such as Supplemental Security Income (SSI) and Medicaid, which your child may qualify for depending on their situation. Because such government programs have low-asset thresholds for qualification, you may want to consider whether to make property transfers to your child with special needs.<\/p>\n\n\n\n<p>You should also make sure you have an up-to-date will that reflects your wishes. Consider creating a special needs trust, the assets of which can be structured to fund your child\u2019s care without disqualifying them from government assistance. Using a trust involves a complex set of tax rules and regulations. Before moving forward with a trust, consider working with a professional who is familiar with the rules and regulations.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Involve the Family<\/h2>\n\n\n\n<p>All affected family members should be involved in the decision-making process. If at all possible, it\u2019s best to have a unified front of surviving family members to care for your child after you\u2019ve passed on.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Identify a Caregiver<\/h2>\n\n\n\n<p>In order for a caregiver to make financial and health care decisions after your child reaches adulthood, the caregiver must be appointed as a guardian. This can take time, so start setting this in motion as soon as you are able.<\/p>\n\n\n\n<p>To do this, you can write a \u201cLetter of Intent\u201d to the caregiver and family to express your wishes along with information about your child\u2019s care. This isn\u2019t a legal document, but it may help communicate your desires. Store this letter in a safe place, alongside your will.<\/p>\n\n\n\n<p>Outlining an approach for a child with special needs can be complicated, but you don\u2019t have to do it alone. Working with loved ones and qualified professionals can help you navigate the various facets of this challenge.<a href=\"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/contact-us\/\"> If we can help<\/a>, please don\u2019t hesitate to reach out.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Sources<\/h4>\n\n\n\n<p>1. Investopedia.com, January 9, 2022 <br>2. AmericanAdvocacyGroup.com, May 3, 2022<\/p>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h4 class=\"wp-block-heading\">Disclaimer<\/h4>\n\n\n\n<p class=\"has-small-font-size\">The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. It may not be used for the purpose of avoiding any federal tax penalties. Please consult legal or tax professionals for specific information regarding your individual situation. This material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named broker-dealer, state- or SEC-registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. Copyright FMG Suite.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Raising a child is expensive and can cost about a quarter of a million dollars, excluding college. For a child with special needs, that cost can more than double.<\/p>\n","protected":false},"author":2,"featured_media":23284,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[524,21],"tags":[172,409,277],"class_list":["post-23283","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lifestyle","category-wealth-management-planning","tag-financial-planning","tag-minnesota-financial-advisor","tag-personal-finance"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>4 Steps to Protecting a Child with Disabilities - DSB Rock Island Wealth Management<\/title>\n<meta name=\"description\" content=\"Protecting a child with disabilities for the long-term requires some additional steps from parents. Learn more!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wealth-management-planning\/4-steps-to-protecting-a-child-with-disabilities\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"4 Steps to Protecting a Child with Disabilities - DSB Rock Island Wealth Management\" \/>\n<meta property=\"og:description\" content=\"Protecting a child with disabilities for the long-term requires some additional steps from parents. Learn more!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wealth-management-planning\/4-steps-to-protecting-a-child-with-disabilities\/\" \/>\n<meta property=\"og:site_name\" content=\"DSB Rock Island Wealth Management\" \/>\n<meta property=\"article:published_time\" content=\"2024-07-22T15:44:58+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-03-19T00:09:21+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wp-content\/uploads\/2024\/07\/shutterstock_1939051942-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2048\" \/>\n\t<meta property=\"og:image:height\" content=\"1366\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Mitch Stolba\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Mitch Stolba\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/dsb-rockisland.com\\\/wealth-management-and-planning\\\/wealth-management-planning\\\/4-steps-to-protecting-a-child-with-disabilities\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/dsb-rockisland.com\\\/wealth-management-and-planning\\\/wealth-management-planning\\\/4-steps-to-protecting-a-child-with-disabilities\\\/\"},\"author\":{\"name\":\"Mitch Stolba\",\"@id\":\"https:\\\/\\\/dsb-rockisland.com\\\/wealth-management-and-planning\\\/#\\\/schema\\\/person\\\/819602b3fd825613f6bf0331da2a692a\"},\"headline\":\"4 Steps to Protecting a Child with Disabilities\",\"datePublished\":\"2024-07-22T15:44:58+00:00\",\"dateModified\":\"2025-03-19T00:09:21+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/dsb-rockisland.com\\\/wealth-management-and-planning\\\/wealth-management-planning\\\/4-steps-to-protecting-a-child-with-disabilities\\\/\"},\"wordCount\":609,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/dsb-rockisland.com\\\/wealth-management-and-planning\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/dsb-rockisland.com\\\/wealth-management-and-planning\\\/wealth-management-planning\\\/4-steps-to-protecting-a-child-with-disabilities\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/dsb-rockisland.com\\\/wealth-management-and-planning\\\/wp-content\\\/uploads\\\/2024\\\/07\\\/shutterstock_1939051942-scaled.jpg\",\"keywords\":[\"financial planning\",\"Minnesota Financial Advisor\",\"personal finance\"],\"articleSection\":[\"lifestyle\",\"Wealth Management &amp; Planning\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/dsb-rockisland.com\\\/wealth-management-and-planning\\\/wealth-management-planning\\\/4-steps-to-protecting-a-child-with-disabilities\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/dsb-rockisland.com\\\/wealth-management-and-planning\\\/wealth-management-planning\\\/4-steps-to-protecting-a-child-with-disabilities\\\/\",\"url\":\"https:\\\/\\\/dsb-rockisland.com\\\/wealth-management-and-planning\\\/wealth-management-planning\\\/4-steps-to-protecting-a-child-with-disabilities\\\/\",\"name\":\"4 Steps to Protecting a Child with Disabilities - DSB Rock Island Wealth Management\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/dsb-rockisland.com\\\/wealth-management-and-planning\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/dsb-rockisland.com\\\/wealth-management-and-planning\\\/wealth-management-planning\\\/4-steps-to-protecting-a-child-with-disabilities\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/dsb-rockisland.com\\\/wealth-management-and-planning\\\/wealth-management-planning\\\/4-steps-to-protecting-a-child-with-disabilities\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/dsb-rockisland.com\\\/wealth-management-and-planning\\\/wp-content\\\/uploads\\\/2024\\\/07\\\/shutterstock_1939051942-scaled.jpg\",\"datePublished\":\"2024-07-22T15:44:58+00:00\",\"dateModified\":\"2025-03-19T00:09:21+00:00\",\"description\":\"Protecting a child with disabilities for the long-term requires some additional steps from parents. Learn more!\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/dsb-rockisland.com\\\/wealth-management-and-planning\\\/wealth-management-planning\\\/4-steps-to-protecting-a-child-with-disabilities\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/dsb-rockisland.com\\\/wealth-management-and-planning\\\/wealth-management-planning\\\/4-steps-to-protecting-a-child-with-disabilities\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/dsb-rockisland.com\\\/wealth-management-and-planning\\\/wealth-management-planning\\\/4-steps-to-protecting-a-child-with-disabilities\\\/#primaryimage\",\"url\":\"https:\\\/\\\/dsb-rockisland.com\\\/wealth-management-and-planning\\\/wp-content\\\/uploads\\\/2024\\\/07\\\/shutterstock_1939051942-scaled.jpg\",\"contentUrl\":\"https:\\\/\\\/dsb-rockisland.com\\\/wealth-management-and-planning\\\/wp-content\\\/uploads\\\/2024\\\/07\\\/shutterstock_1939051942-scaled.jpg\",\"width\":2048,\"height\":1366},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/dsb-rockisland.com\\\/wealth-management-and-planning\\\/wealth-management-planning\\\/4-steps-to-protecting-a-child-with-disabilities\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/dsb-rockisland.com\\\/wealth-management-and-planning\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"4 Steps to Protecting a Child with Disabilities\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/dsb-rockisland.com\\\/wealth-management-and-planning\\\/#website\",\"url\":\"https:\\\/\\\/dsb-rockisland.com\\\/wealth-management-and-planning\\\/\",\"name\":\"DSB Rock Island Wealth Management\",\"description\":\"Business &amp; Wealth Management Partners\",\"publisher\":{\"@id\":\"https:\\\/\\\/dsb-rockisland.com\\\/wealth-management-and-planning\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/dsb-rockisland.com\\\/wealth-management-and-planning\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/dsb-rockisland.com\\\/wealth-management-and-planning\\\/#organization\",\"name\":\"DSB Rock Island Wealth Management\",\"url\":\"https:\\\/\\\/dsb-rockisland.com\\\/wealth-management-and-planning\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/dsb-rockisland.com\\\/wealth-management-and-planning\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/dsb-rockisland.com\\\/wealth-management-and-planning\\\/wp-content\\\/uploads\\\/2025\\\/07\\\/DSB_RockIsland_logo_white-copper.png\",\"contentUrl\":\"https:\\\/\\\/dsb-rockisland.com\\\/wealth-management-and-planning\\\/wp-content\\\/uploads\\\/2025\\\/07\\\/DSB_RockIsland_logo_white-copper.png\",\"width\":1253,\"height\":611,\"caption\":\"DSB Rock Island Wealth Management\"},\"image\":{\"@id\":\"https:\\\/\\\/dsb-rockisland.com\\\/wealth-management-and-planning\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/dsb-rockisland.com\\\/wealth-management-and-planning\\\/#\\\/schema\\\/person\\\/819602b3fd825613f6bf0331da2a692a\",\"name\":\"Mitch Stolba\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/5788f630753fa51d2a534b12ec1328a9f874491b1f803f4e0475632531a96719?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/5788f630753fa51d2a534b12ec1328a9f874491b1f803f4e0475632531a96719?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/5788f630753fa51d2a534b12ec1328a9f874491b1f803f4e0475632531a96719?s=96&d=mm&r=g\",\"caption\":\"Mitch Stolba\"},\"url\":\"https:\\\/\\\/dsb-rockisland.com\\\/wealth-management-and-planning\\\/author\\\/mstolba\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"4 Steps to Protecting a Child with Disabilities - DSB Rock Island Wealth Management","description":"Protecting a child with disabilities for the long-term requires some additional steps from parents. Learn more!","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wealth-management-planning\/4-steps-to-protecting-a-child-with-disabilities\/","og_locale":"en_US","og_type":"article","og_title":"4 Steps to Protecting a Child with Disabilities - DSB Rock Island Wealth Management","og_description":"Protecting a child with disabilities for the long-term requires some additional steps from parents. Learn more!","og_url":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wealth-management-planning\/4-steps-to-protecting-a-child-with-disabilities\/","og_site_name":"DSB Rock Island Wealth Management","article_published_time":"2024-07-22T15:44:58+00:00","article_modified_time":"2025-03-19T00:09:21+00:00","og_image":[{"width":2048,"height":1366,"url":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wp-content\/uploads\/2024\/07\/shutterstock_1939051942-scaled.jpg","type":"image\/jpeg"}],"author":"Mitch Stolba","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Mitch Stolba","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wealth-management-planning\/4-steps-to-protecting-a-child-with-disabilities\/#article","isPartOf":{"@id":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wealth-management-planning\/4-steps-to-protecting-a-child-with-disabilities\/"},"author":{"name":"Mitch Stolba","@id":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/#\/schema\/person\/819602b3fd825613f6bf0331da2a692a"},"headline":"4 Steps to Protecting a Child with Disabilities","datePublished":"2024-07-22T15:44:58+00:00","dateModified":"2025-03-19T00:09:21+00:00","mainEntityOfPage":{"@id":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wealth-management-planning\/4-steps-to-protecting-a-child-with-disabilities\/"},"wordCount":609,"commentCount":0,"publisher":{"@id":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/#organization"},"image":{"@id":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wealth-management-planning\/4-steps-to-protecting-a-child-with-disabilities\/#primaryimage"},"thumbnailUrl":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wp-content\/uploads\/2024\/07\/shutterstock_1939051942-scaled.jpg","keywords":["financial planning","Minnesota Financial Advisor","personal finance"],"articleSection":["lifestyle","Wealth Management &amp; Planning"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wealth-management-planning\/4-steps-to-protecting-a-child-with-disabilities\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wealth-management-planning\/4-steps-to-protecting-a-child-with-disabilities\/","url":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wealth-management-planning\/4-steps-to-protecting-a-child-with-disabilities\/","name":"4 Steps to Protecting a Child with Disabilities - DSB Rock Island Wealth Management","isPartOf":{"@id":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/#website"},"primaryImageOfPage":{"@id":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wealth-management-planning\/4-steps-to-protecting-a-child-with-disabilities\/#primaryimage"},"image":{"@id":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wealth-management-planning\/4-steps-to-protecting-a-child-with-disabilities\/#primaryimage"},"thumbnailUrl":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wp-content\/uploads\/2024\/07\/shutterstock_1939051942-scaled.jpg","datePublished":"2024-07-22T15:44:58+00:00","dateModified":"2025-03-19T00:09:21+00:00","description":"Protecting a child with disabilities for the long-term requires some additional steps from parents. Learn more!","breadcrumb":{"@id":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wealth-management-planning\/4-steps-to-protecting-a-child-with-disabilities\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wealth-management-planning\/4-steps-to-protecting-a-child-with-disabilities\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wealth-management-planning\/4-steps-to-protecting-a-child-with-disabilities\/#primaryimage","url":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wp-content\/uploads\/2024\/07\/shutterstock_1939051942-scaled.jpg","contentUrl":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wp-content\/uploads\/2024\/07\/shutterstock_1939051942-scaled.jpg","width":2048,"height":1366},{"@type":"BreadcrumbList","@id":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wealth-management-planning\/4-steps-to-protecting-a-child-with-disabilities\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/"},{"@type":"ListItem","position":2,"name":"4 Steps to Protecting a Child with Disabilities"}]},{"@type":"WebSite","@id":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/#website","url":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/","name":"DSB Rock Island Wealth Management","description":"Business &amp; Wealth Management Partners","publisher":{"@id":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/#organization","name":"DSB Rock Island Wealth Management","url":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/#\/schema\/logo\/image\/","url":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wp-content\/uploads\/2025\/07\/DSB_RockIsland_logo_white-copper.png","contentUrl":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wp-content\/uploads\/2025\/07\/DSB_RockIsland_logo_white-copper.png","width":1253,"height":611,"caption":"DSB Rock Island Wealth Management"},"image":{"@id":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/#\/schema\/person\/819602b3fd825613f6bf0331da2a692a","name":"Mitch Stolba","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/5788f630753fa51d2a534b12ec1328a9f874491b1f803f4e0475632531a96719?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/5788f630753fa51d2a534b12ec1328a9f874491b1f803f4e0475632531a96719?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/5788f630753fa51d2a534b12ec1328a9f874491b1f803f4e0475632531a96719?s=96&d=mm&r=g","caption":"Mitch Stolba"},"url":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/author\/mstolba\/"}]}},"taxonomy_info":{"category":[{"value":524,"label":"lifestyle"},{"value":21,"label":"Wealth Management &amp; Planning"}],"post_tag":[{"value":172,"label":"financial planning"},{"value":409,"label":"Minnesota Financial Advisor"},{"value":277,"label":"personal finance"}]},"featured_image_src_large":["https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wp-content\/uploads\/2024\/07\/shutterstock_1939051942-1024x683.jpg",1024,683,true],"author_info":{"display_name":"Mitch Stolba","author_link":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/author\/mstolba\/"},"comment_info":0,"category_info":[{"term_id":524,"name":"lifestyle","slug":"lifestyle","term_group":0,"term_taxonomy_id":524,"taxonomy":"category","description":"","parent":0,"count":27,"filter":"raw","cat_ID":524,"category_count":27,"category_description":"","cat_name":"lifestyle","category_nicename":"lifestyle","category_parent":0},{"term_id":21,"name":"Wealth Management &amp; Planning","slug":"wealth-management-planning","term_group":0,"term_taxonomy_id":21,"taxonomy":"category","description":"Wealth Management &amp; Planning","parent":0,"count":62,"filter":"raw","cat_ID":21,"category_count":62,"category_description":"Wealth Management &amp; Planning","cat_name":"Wealth Management &amp; Planning","category_nicename":"wealth-management-planning","category_parent":0}],"tag_info":[{"term_id":172,"name":"financial planning","slug":"financial-planning","term_group":0,"term_taxonomy_id":172,"taxonomy":"post_tag","description":"","parent":0,"count":31,"filter":"raw"},{"term_id":409,"name":"Minnesota Financial Advisor","slug":"minnesota-financial-advisor","term_group":0,"term_taxonomy_id":409,"taxonomy":"post_tag","description":"","parent":0,"count":37,"filter":"raw"},{"term_id":277,"name":"personal finance","slug":"personal-finance","term_group":0,"term_taxonomy_id":277,"taxonomy":"post_tag","description":"","parent":0,"count":52,"filter":"raw"}],"_links":{"self":[{"href":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wp-json\/wp\/v2\/posts\/23283","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wp-json\/wp\/v2\/comments?post=23283"}],"version-history":[{"count":1,"href":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wp-json\/wp\/v2\/posts\/23283\/revisions"}],"predecessor-version":[{"id":23285,"href":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wp-json\/wp\/v2\/posts\/23283\/revisions\/23285"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wp-json\/wp\/v2\/media\/23284"}],"wp:attachment":[{"href":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wp-json\/wp\/v2\/media?parent=23283"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wp-json\/wp\/v2\/categories?post=23283"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wp-json\/wp\/v2\/tags?post=23283"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}