{"id":17219,"date":"2023-10-06T19:36:00","date_gmt":"2023-10-07T00:36:00","guid":{"rendered":"https:\/\/dsb-rockisland.com\/wealth-management-insights\/?p=17219"},"modified":"2025-03-24T12:41:03","modified_gmt":"2025-03-24T17:41:03","slug":"four-options-for-your-old-401k-account","status":"publish","type":"post","link":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wealth-management-and-planning\/four-options-for-your-old-401k-account\/","title":{"rendered":"4 Options For Your Old 401(k) Account"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\"><strong>When it comes to old 401(k) accounts, it pays to know your options<\/strong><\/h2>\n\n\n\n<p>Like most people, you\u2019re likely to change jobs several times during your working life. And you\u2019ll likely have a 401(k) account through your former employer to deal with. Here are the four options for what to do with an old 401(k) account.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1. Leave Your Money Where It Is<\/strong><\/h3>\n\n\n\n<p>If the plan allows, you can leave the assets in your former employer\u2019s 401(k) plan, where they can continue to benefit from any tax-advantaged growth. There is something to be said for having familiar investment choices, and your former employer\u2019s plan may provide access to investment choices and plan services that aren\u2019t available in your new plan.<\/p>\n\n\n\n<p>If you\u2019ve just changed employers, find out if you must maintain a minimum balance in your old plan, because many plans require a minimum balance of $5,000 to remain in the plan. You\u2019ll also want to review and understand the plan\u2019s fees, investment options and other provisions, especially if you may need to access these funds at a later time.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2. Roll Your Money Into a New Employer Plan<\/strong><\/h3>\n\n\n\n<p>If you\u2019re changing jobs, you can roll your old 401(k) account assets into your new employer\u2019s plan (if permitted). Many people like the convenience of having just one account to keep track of and manage. In addition, your new employer\u2019s plan may offer investment options and services not available in your former employer\u2019s plan. This option also maintains the account\u2019s tax-advantaged status.<\/p>\n\n\n\n<p>Find out if your new plan accepts rollovers and if there is a waiting period to move the money. If you have Roth assets in your old 401(k), make sure your new plan can accommodate them. Also, review the differences in investment options and fees between your old and new employers\u2019 401(k) plans.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>3. Roll Over Your Money to an IRA<\/strong><\/h3>\n\n\n\n<p>For more retirement investment options and to maintain the tax-advantaged status of the account, roll your old 401(k) into an <a href=\"https:\/\/www.irs.gov\/retirement-plans\/individual-retirement-arrangements-iras\">individual retirement account (IRA)<\/a>. You will have greater flexibility over access to your savings (although income taxes may apply, along with early withdrawal penalties, if you don\u2019t directly transfer the funds and are under age 59\u00bd). Before-tax assets can roll over to a traditional IRA whereas Roth assets can roll directly to a Roth IRA. Review the differences in investment options and fees between an IRA and your old and new employers\u2019 401(k) plans.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>4. Cash Out<\/strong><\/h3>\n\n\n\n<p>Cashing out your old 401(k) may have significant financial consequences. Not only are those funds considered taxable income and subject to an immediate tax withholding, you may also be subject to a 10% early withdrawal tax penalty if you cash out before age 59\u00bd. Additionally, withdrawals will lose the potential for tax-deferred growth.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>The Bottom Line<\/strong><\/h3>\n\n\n\n<p>If possible, choose an option that allows you to continue to benefit from your savings\u2019 tax-advantaged status and preserve and increase the growth potential of your wealth. Other important factors to consider include fees and expenses, along with available services. Please consider consulting with a tax professional. You can learn more about <a href=\"https:\/\/www.irs.gov\/retirement-plans\/401k-plans\">401(k) plans on the IRS website. <\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wealth-management-team\/\"><strong>Reach out to our advisors<\/strong><\/a>&nbsp;with any questions.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Here are the four options for what to do with an old 401(k) account.<\/p>\n","protected":false},"author":2,"featured_media":23994,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[520,405],"tags":[440,427,409,302,381],"class_list":["post-17219","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investing","category-wealth-management-and-planning","tag-401k-2","tag-ira","tag-minnesota-financial-advisor","tag-retirement","tag-wealth-management"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>4 Options For Your Old 401(k) Account - DSB Rock Island Wealth Management<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wealth-management-and-planning\/four-options-for-your-old-401k-account\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"4 Options For Your Old 401(k) Account - DSB Rock Island Wealth Management\" \/>\n<meta property=\"og:description\" content=\"Here are the four options for what to do with an old 401(k) account.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wealth-management-and-planning\/four-options-for-your-old-401k-account\/\" \/>\n<meta property=\"og:site_name\" content=\"DSB Rock Island Wealth Management\" \/>\n<meta property=\"article:published_time\" content=\"2023-10-07T00:36:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-03-24T17:41:03+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wp-content\/uploads\/2022\/10\/401k-options.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"768\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Mitch Stolba\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Mitch Stolba\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/dsb-rockisland.com\\\/wealth-management-and-planning\\\/wealth-management-and-planning\\\/four-options-for-your-old-401k-account\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/dsb-rockisland.com\\\/wealth-management-and-planning\\\/wealth-management-and-planning\\\/four-options-for-your-old-401k-account\\\/\"},\"author\":{\"name\":\"Mitch Stolba\",\"@id\":\"https:\\\/\\\/dsb-rockisland.com\\\/wealth-management-and-planning\\\/#\\\/schema\\\/person\\\/819602b3fd825613f6bf0331da2a692a\"},\"headline\":\"4 Options For Your Old 401(k) Account\",\"datePublished\":\"2023-10-07T00:36:00+00:00\",\"dateModified\":\"2025-03-24T17:41:03+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/dsb-rockisland.com\\\/wealth-management-and-planning\\\/wealth-management-and-planning\\\/four-options-for-your-old-401k-account\\\/\"},\"wordCount\":543,\"publisher\":{\"@id\":\"https:\\\/\\\/dsb-rockisland.com\\\/wealth-management-and-planning\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/dsb-rockisland.com\\\/wealth-management-and-planning\\\/wealth-management-and-planning\\\/four-options-for-your-old-401k-account\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/dsb-rockisland.com\\\/wealth-management-and-planning\\\/wp-content\\\/uploads\\\/2022\\\/10\\\/401k-options.jpg\",\"keywords\":[\"401(k)\",\"IRA\",\"Minnesota Financial Advisor\",\"retirement\",\"wealth management\"],\"articleSection\":[\"Investing\",\"Wealth Management and Planning\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/dsb-rockisland.com\\\/wealth-management-and-planning\\\/wealth-management-and-planning\\\/four-options-for-your-old-401k-account\\\/\",\"url\":\"https:\\\/\\\/dsb-rockisland.com\\\/wealth-management-and-planning\\\/wealth-management-and-planning\\\/four-options-for-your-old-401k-account\\\/\",\"name\":\"4 Options For Your Old 401(k) Account - DSB Rock Island Wealth Management\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/dsb-rockisland.com\\\/wealth-management-and-planning\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/dsb-rockisland.com\\\/wealth-management-and-planning\\\/wealth-management-and-planning\\\/four-options-for-your-old-401k-account\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/dsb-rockisland.com\\\/wealth-management-and-planning\\\/wealth-management-and-planning\\\/four-options-for-your-old-401k-account\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/dsb-rockisland.com\\\/wealth-management-and-planning\\\/wp-content\\\/uploads\\\/2022\\\/10\\\/401k-options.jpg\",\"datePublished\":\"2023-10-07T00:36:00+00:00\",\"dateModified\":\"2025-03-24T17:41:03+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/dsb-rockisland.com\\\/wealth-management-and-planning\\\/wealth-management-and-planning\\\/four-options-for-your-old-401k-account\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/dsb-rockisland.com\\\/wealth-management-and-planning\\\/wealth-management-and-planning\\\/four-options-for-your-old-401k-account\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/dsb-rockisland.com\\\/wealth-management-and-planning\\\/wealth-management-and-planning\\\/four-options-for-your-old-401k-account\\\/#primaryimage\",\"url\":\"https:\\\/\\\/dsb-rockisland.com\\\/wealth-management-and-planning\\\/wp-content\\\/uploads\\\/2022\\\/10\\\/401k-options.jpg\",\"contentUrl\":\"https:\\\/\\\/dsb-rockisland.com\\\/wealth-management-and-planning\\\/wp-content\\\/uploads\\\/2022\\\/10\\\/401k-options.jpg\",\"width\":1024,\"height\":768},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/dsb-rockisland.com\\\/wealth-management-and-planning\\\/wealth-management-and-planning\\\/four-options-for-your-old-401k-account\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/dsb-rockisland.com\\\/wealth-management-and-planning\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"4 Options For Your Old 401(k) Account\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/dsb-rockisland.com\\\/wealth-management-and-planning\\\/#website\",\"url\":\"https:\\\/\\\/dsb-rockisland.com\\\/wealth-management-and-planning\\\/\",\"name\":\"DSB Rock Island Wealth Management\",\"description\":\"Business &amp; Wealth Management Partners\",\"publisher\":{\"@id\":\"https:\\\/\\\/dsb-rockisland.com\\\/wealth-management-and-planning\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/dsb-rockisland.com\\\/wealth-management-and-planning\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/dsb-rockisland.com\\\/wealth-management-and-planning\\\/#organization\",\"name\":\"DSB Rock Island Wealth Management\",\"url\":\"https:\\\/\\\/dsb-rockisland.com\\\/wealth-management-and-planning\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/dsb-rockisland.com\\\/wealth-management-and-planning\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/dsb-rockisland.com\\\/wealth-management-and-planning\\\/wp-content\\\/uploads\\\/2025\\\/07\\\/DSB_RockIsland_logo_white-copper.png\",\"contentUrl\":\"https:\\\/\\\/dsb-rockisland.com\\\/wealth-management-and-planning\\\/wp-content\\\/uploads\\\/2025\\\/07\\\/DSB_RockIsland_logo_white-copper.png\",\"width\":1253,\"height\":611,\"caption\":\"DSB Rock Island Wealth Management\"},\"image\":{\"@id\":\"https:\\\/\\\/dsb-rockisland.com\\\/wealth-management-and-planning\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/dsb-rockisland.com\\\/wealth-management-and-planning\\\/#\\\/schema\\\/person\\\/819602b3fd825613f6bf0331da2a692a\",\"name\":\"Mitch Stolba\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/5788f630753fa51d2a534b12ec1328a9f874491b1f803f4e0475632531a96719?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/5788f630753fa51d2a534b12ec1328a9f874491b1f803f4e0475632531a96719?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/5788f630753fa51d2a534b12ec1328a9f874491b1f803f4e0475632531a96719?s=96&d=mm&r=g\",\"caption\":\"Mitch Stolba\"},\"url\":\"https:\\\/\\\/dsb-rockisland.com\\\/wealth-management-and-planning\\\/author\\\/mstolba\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"4 Options For Your Old 401(k) Account - DSB Rock Island Wealth Management","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wealth-management-and-planning\/four-options-for-your-old-401k-account\/","og_locale":"en_US","og_type":"article","og_title":"4 Options For Your Old 401(k) Account - DSB Rock Island Wealth Management","og_description":"Here are the four options for what to do with an old 401(k) account.","og_url":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wealth-management-and-planning\/four-options-for-your-old-401k-account\/","og_site_name":"DSB Rock Island Wealth Management","article_published_time":"2023-10-07T00:36:00+00:00","article_modified_time":"2025-03-24T17:41:03+00:00","og_image":[{"width":1024,"height":768,"url":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wp-content\/uploads\/2022\/10\/401k-options.jpg","type":"image\/jpeg"}],"author":"Mitch Stolba","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Mitch Stolba","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wealth-management-and-planning\/four-options-for-your-old-401k-account\/#article","isPartOf":{"@id":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wealth-management-and-planning\/four-options-for-your-old-401k-account\/"},"author":{"name":"Mitch Stolba","@id":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/#\/schema\/person\/819602b3fd825613f6bf0331da2a692a"},"headline":"4 Options For Your Old 401(k) Account","datePublished":"2023-10-07T00:36:00+00:00","dateModified":"2025-03-24T17:41:03+00:00","mainEntityOfPage":{"@id":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wealth-management-and-planning\/four-options-for-your-old-401k-account\/"},"wordCount":543,"publisher":{"@id":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/#organization"},"image":{"@id":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wealth-management-and-planning\/four-options-for-your-old-401k-account\/#primaryimage"},"thumbnailUrl":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wp-content\/uploads\/2022\/10\/401k-options.jpg","keywords":["401(k)","IRA","Minnesota Financial Advisor","retirement","wealth management"],"articleSection":["Investing","Wealth Management and Planning"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wealth-management-and-planning\/four-options-for-your-old-401k-account\/","url":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wealth-management-and-planning\/four-options-for-your-old-401k-account\/","name":"4 Options For Your Old 401(k) Account - DSB Rock Island Wealth Management","isPartOf":{"@id":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/#website"},"primaryImageOfPage":{"@id":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wealth-management-and-planning\/four-options-for-your-old-401k-account\/#primaryimage"},"image":{"@id":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wealth-management-and-planning\/four-options-for-your-old-401k-account\/#primaryimage"},"thumbnailUrl":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wp-content\/uploads\/2022\/10\/401k-options.jpg","datePublished":"2023-10-07T00:36:00+00:00","dateModified":"2025-03-24T17:41:03+00:00","breadcrumb":{"@id":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wealth-management-and-planning\/four-options-for-your-old-401k-account\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wealth-management-and-planning\/four-options-for-your-old-401k-account\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wealth-management-and-planning\/four-options-for-your-old-401k-account\/#primaryimage","url":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wp-content\/uploads\/2022\/10\/401k-options.jpg","contentUrl":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wp-content\/uploads\/2022\/10\/401k-options.jpg","width":1024,"height":768},{"@type":"BreadcrumbList","@id":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wealth-management-and-planning\/four-options-for-your-old-401k-account\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/"},{"@type":"ListItem","position":2,"name":"4 Options For Your Old 401(k) Account"}]},{"@type":"WebSite","@id":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/#website","url":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/","name":"DSB Rock Island Wealth Management","description":"Business &amp; Wealth Management Partners","publisher":{"@id":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/#organization","name":"DSB Rock Island Wealth Management","url":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/#\/schema\/logo\/image\/","url":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wp-content\/uploads\/2025\/07\/DSB_RockIsland_logo_white-copper.png","contentUrl":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wp-content\/uploads\/2025\/07\/DSB_RockIsland_logo_white-copper.png","width":1253,"height":611,"caption":"DSB Rock Island Wealth Management"},"image":{"@id":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/#\/schema\/person\/819602b3fd825613f6bf0331da2a692a","name":"Mitch Stolba","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/5788f630753fa51d2a534b12ec1328a9f874491b1f803f4e0475632531a96719?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/5788f630753fa51d2a534b12ec1328a9f874491b1f803f4e0475632531a96719?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/5788f630753fa51d2a534b12ec1328a9f874491b1f803f4e0475632531a96719?s=96&d=mm&r=g","caption":"Mitch Stolba"},"url":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/author\/mstolba\/"}]}},"taxonomy_info":{"category":[{"value":520,"label":"Investing"},{"value":405,"label":"Wealth Management and Planning"}],"post_tag":[{"value":440,"label":"401(k)"},{"value":427,"label":"IRA"},{"value":409,"label":"Minnesota Financial Advisor"},{"value":302,"label":"retirement"},{"value":381,"label":"wealth management"}]},"featured_image_src_large":["https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wp-content\/uploads\/2022\/10\/401k-options.jpg",1024,768,false],"author_info":{"display_name":"Mitch Stolba","author_link":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/author\/mstolba\/"},"comment_info":0,"category_info":[{"term_id":520,"name":"Investing","slug":"investing","term_group":0,"term_taxonomy_id":520,"taxonomy":"category","description":"","parent":0,"count":20,"filter":"raw","cat_ID":520,"category_count":20,"category_description":"","cat_name":"Investing","category_nicename":"investing","category_parent":0},{"term_id":405,"name":"Wealth Management and Planning","slug":"wealth-management-and-planning","term_group":0,"term_taxonomy_id":405,"taxonomy":"category","description":"","parent":0,"count":80,"filter":"raw","cat_ID":405,"category_count":80,"category_description":"","cat_name":"Wealth Management and Planning","category_nicename":"wealth-management-and-planning","category_parent":0}],"tag_info":[{"term_id":440,"name":"401(k)","slug":"401k-2","term_group":0,"term_taxonomy_id":440,"taxonomy":"post_tag","description":"","parent":0,"count":1,"filter":"raw"},{"term_id":427,"name":"IRA","slug":"ira","term_group":0,"term_taxonomy_id":427,"taxonomy":"post_tag","description":"","parent":0,"count":2,"filter":"raw"},{"term_id":409,"name":"Minnesota Financial Advisor","slug":"minnesota-financial-advisor","term_group":0,"term_taxonomy_id":409,"taxonomy":"post_tag","description":"","parent":0,"count":37,"filter":"raw"},{"term_id":302,"name":"retirement","slug":"retirement","term_group":0,"term_taxonomy_id":302,"taxonomy":"post_tag","description":"","parent":0,"count":27,"filter":"raw"},{"term_id":381,"name":"wealth management","slug":"wealth-management","term_group":0,"term_taxonomy_id":381,"taxonomy":"post_tag","description":"","parent":0,"count":47,"filter":"raw"}],"_links":{"self":[{"href":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wp-json\/wp\/v2\/posts\/17219","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wp-json\/wp\/v2\/comments?post=17219"}],"version-history":[{"count":2,"href":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wp-json\/wp\/v2\/posts\/17219\/revisions"}],"predecessor-version":[{"id":23995,"href":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wp-json\/wp\/v2\/posts\/17219\/revisions\/23995"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wp-json\/wp\/v2\/media\/23994"}],"wp:attachment":[{"href":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wp-json\/wp\/v2\/media?parent=17219"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wp-json\/wp\/v2\/categories?post=17219"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dsb-rockisland.com\/wealth-management-and-planning\/wp-json\/wp\/v2\/tags?post=17219"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}